> For the complete documentation index, see [llms.txt](https://docs.centousapps.com/insureful/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.centousapps.com/insureful/app-installation/manage-app-settings/insurance-plan.md).

# Insurance Plan

We offer two types of insurance plans: Fixed Plan and Percentage Plan. Let’s explore how to create these plans in detail.

## Fixed Plan—Plan by Cart Value

1. **Navigate to Insurance Plans Menu**: Go to the Insurance Plans menu from the main menu.
2. **Choose a Fixed Plan**: Click the edit button, select the insurance plan type to "**Fixed**" and plan type to "**Plan by Cart Value."**
3. **Select Plan by Cart Value**: Choose the Plan by Cart Value option under Fixed Plan.
4. **View Existing Plans**: You will see the list of created plans in the section below.
5. **Create a New Plan**:

   * Click on the **"Add New Plan"** button.
   * A popup will appear.
   * Enter the following details:
     * **Plan Name**
     * **Minimum Amount**
     * **Maximum Amount**
     * **Amount for Insurance**
   * Click the **"Create"** button.
   * The new plan will appear in the list.

   <figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FaVj9WVENJ0YncfVklBHr%2FScreenshot%202025-10-14%20161731.png?alt=media&amp;token=b17cf9f7-483b-43be-8fc4-d57841b7d8bd" alt=""><figcaption></figcaption></figure>

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2F7YcqINiYCt7oIsW0xuON%2FScreenshot%202025-10-14%20161926.png?alt=media&amp;token=7257e5e1-6d18-4d98-9045-d2c7f52dbe79" alt=""><figcaption></figcaption></figure>

### **Fixed - Single Plan**

1. **Add or Update Single Plan**:
   * Click on the Edit Plan button
   * Select Fixed Plan and then Plan Type, and click on the update button.
   * Enter the plan name and amount in the listing section.
   * Click the **"Save"** button to save your changes.

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FKAcGCrbQhUei3gElsZBA%2FScreenshot%202025-10-14%20162700.png?alt=media&amp;token=b34011ec-5413-4d9f-92df-d81bbc7061bb" alt=""><figcaption></figcaption></figure>

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2Fjf7gyP1OLtAjXoWW5VeZ%2FScreenshot%202025-09-09%20192745.png?alt=media&amp;token=86881fcf-2b64-4bdb-8010-50e925eedf61" alt=""><figcaption></figcaption></figure>

#### Edit Plan

1. **Edit an existing plan:**
   * Click on the three dots and then the **"Edit"** button for the respective plan in the listing section.
   * A popup will display with the current plan details.
   * Adjust the values as needed.
   * Click the **"Update"** button to save your changes.

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FVYD4PEWQcdunNudKiKsG%2FScreenshot%202025-09-09%20194413.png?alt=media&amp;token=1647a708-e3e5-4719-8af2-87935a0d15c9" alt=""><figcaption></figcaption></figure>

**Delete Plan**

* Click on the 3 dots and then the **"Delete"** button in the plan listing section.

### Percentage Plan—Single Plan

1. **Add or Update Single Plan**:
   * Select Percentage Plan and then choose Single Plan.
   * Enter the plan name and percentage in the listing section.
   * Click the **"Save"** button to save your changes.

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FcQi0IotD1zIGA4deLUYI%2Fpercentage-singple-plan.png?alt=media&amp;token=2758197a-1f60-44e8-8a9e-2f1d739f41c6" alt=""><figcaption><p>Select Percentage Plan and Enter the Details </p></figcaption></figure>

#### Edit Plan

1. **Edit an Existing Plan**:

   * Click on the 3 dots and then the **"Edit"** button for the respective plan in the listing section.
   * A popup will display with the current plan details.
   * Adjust the values as needed.
   * Click the **"Update"** button to save your changes.

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2F5yjQhVYmNUM8azQH1xD2%2FScreenshot%202025-09-09%20193712.png?alt=media&amp;token=4bbae8c9-d229-48a1-a499-eaedc536a798" alt=""><figcaption></figcaption></figure>

### Advanced settings:&#x20;

When creating a **Percentage Plan Type** in Insureful, you can set a **Minimum Amount** and **Maximum Amount** to define the cart value range where the plan will apply. Along with the percentage, the app calculates an **increment amount** to determine how the insurance fee scales within that range.

#### How It Works

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FNMUXeC9wdTz8kC498GaK%2FScreenshot%202025-09-09%20185851.png?alt=media&amp;token=945ecbd6-a0e8-4209-8ae4-c81440405936" alt=""><figcaption></figcaption></figure>

How does it work?&#x20;

* Enter the **minimum amount** and **maximum amount** for your plan.
* Based on the range, the system automatically calculates a default **increment amount.**
  * Example: If Minimum Amount = **1000.00** and Maximum Amount = **2000.00**, the calculated Increment Amount will be **1.5**.
* The increment amount ensures that the percentage fee is applied in stepwise calculations across the defined range.
* You can **manually adjust** the increment amount using the slider or input box to better align with your business needs.

## Percentage-Plan by Cart Value

1. **Navigate to Insurance Plans Menu**: Go to the Insurance Plans menu from the main menu.
2. **Choose a Percentage Plan**: Click the edit button, select the insurance plan type to "**Percentage**" and plan type to "**Plan by Cart Value."**
3. **Select Plan by Cart Value**: Choose the Plan by Cart Value option under Percentage Plan.
4. **View Existing Plans**: You will see the list of created plans in the section below.
5. **Create a New Plan**:
   * Click on the **"Add New Plan"** button.
   * A popup will appear.
   * Enter the following details:
     * **Plan Name**
     * **Minimum Amount**
     * **Maximum Amount**
     * **Percentage for Insurance**
   * Click the **"Create"** button.
   * The new plan will appear in the list.

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FNf0D5e2xiu5viWKoD3d1%2FScreenshot%202025-09-09%20195158.png?alt=media&amp;token=c389ffee-5629-46c7-ba74-b1a8be13cfce" alt=""><figcaption></figcaption></figure>

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FdYqmIVqFXydo2R7P7Yeo%2FScreenshot%202025-09-09%20195103.png?alt=media&amp;token=17cbd68f-daee-4e58-bd2f-5cca1b8ba537" alt=""><figcaption></figcaption></figure>

<figure><img src="https://3268869593-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FTMi2PAaPTTOdVXrEeup0%2Fuploads%2FbyHHUg1XUgrHmoa5vxK1%2FScreenshot%202025-09-09%20194704.png?alt=media&amp;token=44b1d8b5-e485-4ac4-aece-22a0bddb8220" alt=""><figcaption></figcaption></figure>

#### Delete Plan

* Click on the 3 dots and then the **"Delete"** button in the plan listing section.
